Earlier, some banks suddenly laid off employees，曾令市场担心香港金融业气氛转弱。However，Since the financial crisis，Many countries and regions have experienced negative economic growth，Hong Kong has recorded growth for many consecutive years，Reflecting that the local financial industry still has the foundation for steady upward growth。
2016January，Financial Services Development Council publishes "Hong Kong Financial Services Industry Human Resources Report"，It is clearly pointed out that the talent shortage problem in the industry is becoming increasingly serious.，Hong Kong needs to train local graduates and practitioners more systematically，At the same time, recruit more professionals from the mainland or overseas，To support the sustainable development of the financial services industry。
Talent shortage in banking industry：Frontline and management are equally nervous
If you are interested in joining the financial services industry，Banking is often the first choice for most people。The banking industry is an important lifeline of Hong Kong’s economy，Its added value accounts for 61% of GDP (financial services industry)，It is also the sector that employs the most people in the financial industry.。
The development of the financial industry has continued to improve in recent years，Bank executives also bluntly stated："The economy is good、Unemployment is low，Even the wage earners don’t want to ‘run the numbers’、Chasing quota’，It is especially difficult to recruit people for frontline departments。“Due to the heavy workload of frontline practitioners,、Relatively low stability，For many employees, it takes as little as a few months.、In the long term, it may take more than a year to transfer to another company.，Seek new development opportunities。To meet business expansion needs，Many banks can only continue to hire a large number of employees。
Except for frontline positions，There is also an obvious talent gap at the administrative level。low birth rate、Early retirement and immigration，All result in a decrease in the supply of local talent；at the same time，Many Hong Kong talents are attracted by the mainland market，After going to the Mainland for development, he was unwilling to return because of the numerous local opportunities.。Some employers are recruiting、When senior management talents，Only focus on the “top 5% of the pyramid”，On the contrary, it is easy to miss potential candidates。
Competition for mainland professionals intensifies：The recruitment structure of investment banks is changing
As the relationship between Hong Kong's financial industry and the mainland market becomes increasingly closer,，It is increasingly common for industries to hire mainland professionals。"Developing human resources in Hong Kong's financial services industry" shows，80% of the respondents said，over the past ten years，investment bankThe number of mainland employees hired increased by more than 20%，Special focus on corporate financial advisory、sales and trading，and analytical research positions。
In the field of analytical research，Many researchers use Mandarin as their primary working language，Especially analysts who study the mainland market。For Hong Kong practitioners，In-depth research on the mainland market requires a lot of time；Mainland professionals are not only fluent in Mandarin，Also more familiar with mainland culture and customer communication methods，Able to serve mainland customers more effectively。
in sales and trading positions，financial productsNeed to promote to mainland customers，“Singing with one voice” helps improve communication efficiency and customer trust。also，Mainland graduates are generally willing to endure hardships、Characteristics of strong execution，This also makes many employers more inclined to attract mainland talents when recruiting.。
Insurance industry’s frontline demand rises：Sales talent gap continues to expand
talking about insurance，The market usually thinks of frontline sales positions first。Hong Kong is one of the most open insurance markets in the world，There are currently nearly 100,000 people engaged in the insurance industry，More than 80,000 of them are engaged in sales-related jobs。However，The problem of talent shortage and lack of jobs in the industry has become very urgent.，The brain drain rate of life insurance companies may also increase significantly。
There is an obvious shortage of manpower on the front lines of the insurance industry，There are currently about 20,000 job vacancies。Hong Kong's insurance industry collects about 300 billion in new premiums every year，Benefit mostly from individual insurance sales，Includes free travel policy。As more and more mainland customers come to Hong Kong to purchase insurance，More insurance companies speed up recruitment of mainland graduates；at the same time，Many mainland insurance companies have also opened offices in Hong Kong.，This further increases the demand for front-office practitioners who are familiar with insurance products and regulatory systems.。
High turnover rate is an important reason for the shortage of talents in the insurance industry。Some practitioners failed to adapt to the pace of frontline work and chose to leave their jobs，But insurance frontline positions come with freedom、Flexible working model，Time management skills are particularly critical。New entrants to the industry must be willing to change、Take the initiative to open yourself up and adapt to new environments，Have a chance to break through the competition。
Securities business transformation：Shanghai-Hong Kong Stock Connect and Shenzhen-Hong Kong Stock Connect drive higher talent requirements
The securities business is facing industry structural adjustment，The securities industry has increasingly higher requirements for talents。Securities managers not only need to buy and sell securities according to customer instructions，It also provides investment consulting to clients and businesses.、More comprehensive professional support such as financial services。
Facing the transformation of securities business，and the increasing diversification of financial products，Practitioners and graduates need continuing education，Understand the different categories of wealth management products，and enhance their competitiveness through professional knowledge。
Shanghai-Hong Kong Stock Connect was officially opened to traffic at the end of last year，Shenzhen-Hong Kong Stock Connect was also launched at the beginning of this month，Market activity is expected to further increase in the future。on the other hand，Shenzhen Qianhai will also affect the economic activities of the entire Hong Kong region。To create another central，Qianhai welcomes Hong Kong companies to open operations there，and develop rapidly，Many companies visit every day。Although Qianhai has not released many specific details yet,，But it is expected that a large number of securities talents will be needed in the future。
Development advice for financial practitioners：Strengthen professional training and internship experience
Many graduates have insufficient understanding of the actual situation of positions in the middle office and logistics departments.，This has led to manpower shortages in related positions as well.。Some insiders pointed out，Universities are not vocational training institutes，Mainly teaches theoretical knowledge；In addition, students have more contact with retail and corporate banking on weekdays.、online banking、asset ManagementWaiting for front desk position，Therefore, there is a lack of comprehensive understanding of other positions。
Graduates often take salary as the main consideration when choosing a position。Because investment banking salaries are higher，Many graduates will focus on relevant positions。But investment banks usually prefer to hire people with existing professional experience，For example, I worked in the Big Four accounting firms、Or talents engaged in bank sales，Therefore, fresh graduates with less experience will be given less priority.。
To truly understand the overall operation of the financial industry，Current students should actively participate in internship programs，Understand industry development through practical work，Paving the way for a career in finance after graduation。at the same time，Career horizons should be set further，No need to exclude insurance、Financial brokerage and other sales positions；As long as we continue to accumulate customer experience、Product knowledge and management capabilities，There are also opportunities to advance to management。
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