《Money Lenders Ordinance》(Money Lenders Ordinance) is the core legislation in Hong Kong that regulates and manages money lenders and money lending transactions.。Except for exemptions specified by law，Any person who has not obtainedmoneylenders license，No one is allowed to operate money lending business in Hong Kong。
as a general principle，If the lender does not enjoy the exemption under the Money Lenders Ordinance，provided loans to borrowers without holding the required licenses，The lender will not be entitled to recover any principal or interest on the loan，nor shall it have any right to enforce in any court any agreement or security accepted in connection with the loan.。for specific details，It is recommended to call for further information。
香港放债牌照监管要求
Hong Kong adopts a licensing regulatory system for money lending business，核心目的在于规范财务公司及相关放债交易，Protect borrowers’ rights and interests，and prevent unscrupulous intermediaries or illegal money lending from affecting market order.。If an enterprise plans to develop personal loans in Hong Kong、Financial lending or related business，Check whether you need to apply for a money lender license before starting your business，and assess whether they comply with the license、site、Personnel and Compliance Management Requirements。
Hong Kong Money Lending License Current Status and Business Information
- License quotation：*00Ten thousand，Price for a single license without business。
- business situation：Business is normal at present，Mainly engaged in private loans；Please call for detailed information。
- office space：Area is 2200 sq. ft.，Can accommodate 20 people for office work，The monthly rent including management fee is 53,000；The conference room occupies 200 square feet。
- Company establishment time：200*Year。
Money lender license fees and intermediary review requirements
To combat bad financial intermediaries，The Hong Kong SAR government will implement stricter money lender license conditions starting from Thursday (December 1)。thereafter，Money lenders, that is, financial companies and other institutions must review intermediary companies；During loan approval，Money lenders must also check with borrowers whether they have signed an agreement with an intermediary。
If an intermediary has charged a fee to the borrower，or failure to provide an intermediary agreement，No moneylender is allowed to grant the loan。at the same time，The moneylender must alsoCompanies RegistryDeclaration of appointed intermediary company，available for public inspection。
About Hong Kong Xintong
GXT-HKComposed of professional teams from mainland China and Hong Kong，Focus on providing global company registration、Financial license application、Bank account opening、One-stop cross-border services such as tax financial planning and compliance consulting，Core covers Hong Kong MSO license、Hong Kong Insurance Brokers and Hong Kong Money Lenders Licenses、US MSB license、Hong Kong 149 license、9license plate，Helping enterprises to go overseas efficiently and compliantly，Steady global layout。
