跨境人民币结算试点已逐步扩展，企业办理人民币信用证或其他跨境人民币结算时，不应再把“获批成为试点企业”视为普遍前置条件。实际能否办理，应由经办银行结合真实贸易背景、Customer due diligence、账户安排、单证及现行跨境人民币政策进行审核。
In the business preparation stage，Enterprises should sign trade contracts in advance with RMB as the settlement currency.，Complete the RMB declaration procedures，and submit a full set of business documents and applications required for international settlement to the bank。Except for trade contracts and settlement arrangements，Overseas trading partners also need to open RMB accounts in overseas commercial banks，To receive RMB payments；If an overseas enterprise is the buyer，You need to obtain the RMB funds required for payment through an overseas bank in advance.。
跨境人民币结算可覆盖货物贸易、服务贸易等符合规定的经常项目。企业应参考中国人民银行人民币国际化报告及经办银行的最新操作要求，核对结算路径、申报信息、收付款账户和贸易单证。
Application conditions
- 具备真实、合法的跨境货物贸易或服务贸易背景。
- 与交易对手约定以人民币计价和结算，并准备相应合同、发票及运输或服务证明。
- 按照经办银行要求完成客户尽职调查、业务真实性审核及跨境收支申报。
- 核对境内外收付款账户、信用证条款、Currency、金额和结算时点。
- 涉及贸易融资、货物预收预付或其他特殊安排时，按银行要求补充资金用途和交易文件。
About Hong Kong Xintong
GXT-HKComposed of professional teams from mainland China and Hong Kong，Focus on providing global company registration、Financial license application、Bank account opening、One-stop cross-border services such as tax financial planning and compliance consulting，core coverageHong Kong MSO License、Hong Kong Insurance Brokers and Hong Kong Money Lenders Licenses、US MSB license、Hong Kong 149 license、9license plate，Helping enterprises to go overseas efficiently and compliantly，Steady global layout。
