Hong Kong Finance CompanyUsually falls under the umbrella of a moneylender company，Its core compliance basis isHong Kong Money Lenders License。moneylenders licenseRelevant departments of the Police Force are responsible for licensing and supervision；The Hong Kong Monetary Authority mainly regulates institutions that take public deposits.。
Commercial banks are public deposit-taking institutions，Therefore its banking license is issued by the Hong Kong Monetary Authority，and have deposits、Full license for business functions such as loans。In other words，Banks' lending business does not belong to the Policemoneylenders licenseregulatory scope，Both are in regulatory bodies、There are clear distinctions in business attributes and license systems.。
Overview of transfer targets of Hong Kong finance companies
Target one：With asset and business transfer
- Company establishment time：200X years
- license：Hong Kong money lender licensee
- assets：With asset and business transfer，2016 tax statements provided
Target two：Single license transfer without business
- License quotation：X million，Price without business license
- business：Normal now，Mainly engaged in private loans，Detailed information requires further communication and confirmation。
- office space：2200square feet area，Can seat 20 people，Monthly rent including management fee 53,000；The conference room occupies 200 square feet。
- Company establishment time：200X years
- Related products：moneylenders license
Advice on handling and due diligence
When evaluating a Hong Kong finance company orMoney Lender License Transferproject time，I suggest you focus on checking the license status、Company History、tax records、Asset and business authenticity、Office leasing arrangements、Existing customers and loan portfolio、Potential Liabilities and Compliance Records。For objects with business transfer，Business contracts should also be further reviewed、financial statements、Loan documents and risk control process，to ensure a clear transaction structure、Clear boundaries of responsibilities。
About Hong Kong Xintong
GXT-HKComposed of professional teams from mainland China and Hong Kong，Focus on providing global company registration、Financial license application、Bank account opening、One-stop cross-border services such as tax financial planning and compliance consulting，Core covers Hong Kong MSO license、Hong Kong Insurance Brokers and Hong Kong Money Lenders Licenses、US MSB license、Hong Kong 149 license、9license plate，Helping enterprises to go overseas efficiently and compliantly，Steady global layout。
