Hong Kong’s insurance market is characterized by its diverse products、Known for comprehensive protection，Attracting a large number of mainland customers to Hong Kong to place insurance policies。The core value of an insurance brokerage organization is to truly stand on the customer's side，Help them select suitable solutions from numerous products，To achieve the optimal distribution of personal or family assets。Because of this，Hong Kong insurance brokerage companyBecome an indispensable part of the market。
For companies planning to enter this field，Apply directlyinsurance broker licenseOften the cycle is longer、Costly。The more common option is to complete it through resource dockingLicense acquisition。Hong Kong Xintong currently has three insurance brokerage companies available for transfer，Details are as follows：
- AIA+Prudential with CE，High commission。quote：X million Hong Kong dollars。
- AIA+Prudential with CE，low commission。quote：X300,000 Hong Kong dollars。
- No Contract-Clear Water Brand，带CE，short term transition。quote：X200,000 Hong Kong dollars。
also，There are many other licensed resources，Welcome to call or visit our company for an interview，There is always a solution to match your needs。
Application conditions
ApplyHong Kong Insurance Broker License，The following statutory requirements must be fully met：
- The applicant must be a company incorporated in Hong Kong，or an overseas company registered with the Hong Kong Companies Registry，And have a physical office address and company account。
- Maintain sufficient share capital：Insurance brokerage companies must maintain a minimum net asset value and minimum paid-up share capital of no less than HK$100,000 at all times.。
- Appointment is compliantCEO：1 person requiredCEO，The person must be a full-time director or full-time employee of the company’s business in Hong Kong。
- Buyprofessional indemnity insurance，Maintain adequate solvency reserves：The policy amount is not less than HKD 3 million，The maximum compensation amount is HKD 75 million。The relevant premium is generally about HK$10,000 per year。
- Open at least one independent client account，Client funds must be deposited into this account，Strictly separate from the company's own funds，It is strictly prohibited to use customer funds for any purpose other than those specified by the customer.。
The China Banking and Insurance Regulatory Commission releases the reinsurance risk factor plan under the solvency equivalence assessment framework of the Mainland and Hong Kong
recently，The China Banking and Insurance Regulatory Commission issued the "Regulations on the Solvency Supervision of Insurance Companies - Questions and Answers No. 1"："Reinsurance counterparty default risk factors in Hong Kong during the transition period of the Solvency Supervision Equivalence Framework Agreement" (hereinafter referred to as "Questions and Answers")。
This "Question and Answer" clarifies that when direct mainland insurance companies cede reinsurance business to qualified reinsurance institutions in Hong Kong,，Applicable credit risk factors for solvency assessment，Further provides rule support for the stable operation of cross-border reinsurance transactions。
About Hong Kong Xintong
Hong Kong Xintong focuses onHong Kong Securities and Futures Commission license、Hong Kong Insurance Broker License、Hong Kong MSO Licenseandmoneylenders licenseApply for service，Assist customers to applyUS MSB license、NFA、RIA、Canadian MSB license、Mainstream overseas financial licenses such as Australia and Mexico，Support enterprises to achieve compliance expansion of cross-border financial business。Also availableCayman Islands Offshore Company Registration、Offshore fund establishment and global compliance operations and other services，Help enterprises expand their presence in international markets，Provide one-stop compliance solutions for enterprises。To learn more，Please contactHong Kong Information Communications Consultant。
