in Hong Kong，Except for insurance companies that directly sell insurance products，保险经纪公司与保险代理公司同样具备保险销售资格。Insurance brokerage company signs cooperation contract with insurance company，Clarify the scope of agency products；Its core function is to act as client agent，Assist customers to reasonably plan insurance allocation。
Industry supervision，The Hong Kong Professional Insurance Brokers Association (PIBA) and the Hong Kong Confederation of Insurance Consultants (HKCIB) jointly maintain market order，而保险经纪牌照现由Hong Kong Insurance Authority统一审批。
Requirements for applying for a Hong Kong insurance broker license
- companyInsurance brokerage company registration：Registered capital threshold and practical analysis of the entire process of establishmentNot less than HKD 10 million，Must actually pay；Must be equipped with office space。
- The person in charge of administration must be a local resident of Hong Kong，Have more than 5 years of CE professional experience。
- Must obtain at least three insurance companies (such as AXA、AIA、Recommendation letters from Prudential, etc.)。
Actual operation still needs to be signed with the insurance companyinsurance contract，This condition is usually difficult to achieve，and need to pay a certain fee。After obtaining the contract，Only brokerage companies can provide product solutions to customers。current，The income comparison between U.S. dollar insurance policies and RMB insurance policies has become the focus of investors' attention，The following is an analysis of the core advantages of U.S. dollar investment。
Comparison of U.S. dollar policy income and RMB
High inflation forces nominal interest rates to rise passively，Financial institutions will not proactively offer high interest rates；on the contrary，Low inflation environment corresponds to low interest rates，This is the real value preservation。The rate of depreciation of the Zimbabwean currency，10% daily interest is not too much。U.S. inflation remains around 1% to 2% year-round，The U.S. dollar IRR compound interest rate of 4% to 5% is already a reasonable level.。
The nominal rate of return is only superficial，Real income after deducting inflation is the core。Many investors are trapped in a heavy reputation、The psychological misunderstanding of underestimating substance，As a result, asset growth continues to lag behind price increases.。
About Hong Kong Xintong
GXT-HKComposed of professional teams from mainland China and Hong Kong，Focus on providing global company registration、Financial license application、Bank account opening、One-stop cross-border services such as tax financial planning and compliance consulting，Core covers Hong Kong MSO license、Hong Kong Insurance Brokers and Hong Kong Money Lenders Licenses、US MSB license、Hong Kong 149 license、9license plate，Helping enterprises to go overseas efficiently and compliantly，Steady global layout。
