Hong Kong’s insurance market is characterized by its diverse products、Recognized for its wide coverage，Many customers choose to configure Hong Kong insurance products。insurance brokerage companyAs a professional intermediary，Able to assist customers in selecting suitable insurance solutions from the customer's perspective，Optimize asset allocation，Therefore, it is very popular in the market。
If you want to expandHong Kong insurance brokerage business，You can apply oracquisitionHow to obtain a license。Considering that the self-application cycle is long and expensive,，We often recommend that clients prioritizeacquisitionexisting resources。There are currently three insurance companies availabletransfer：
- AIA+Prudential with CE，High commission。quote：X million Hong Kong dollars。
- AIA+Prudential with CE，low commission。quote：X300,000 Hong Kong dollars。
- No contract - Qingshui brand，带CE，short term transition。quote：X200,000 Hong Kong dollars。
also，There are other resources available for detailed communication or offline negotiation.，There's always one to suit your needs。
Application conditions
- Must be a Hong Kong registered company or an overseas company registered with the Companies Registry，And have actual office address and company account。
- Must maintain a minimum net asset value and minimum paid-up share capital of not less than HK$100,000 at all times。
- A full-time director or employee must be appointed as the chief executive officer，Responsible for the operation of Hong Kong business。
- Professional indemnity insurance required，The policy amount is not less than HK$3 million，The maximum compensation amount can reach HK$75 million，Annual premium is approximately HK$10,000。
- Must open at least one independent customer bank account，Customer funds must be kept separately，May not be used for any purpose other than that specified by the customer。
recently，The China Banking and Insurance Regulatory Commission issued the "Regulations on the Solvency Supervision of Insurance Companies - Questions and Answers No. 1"："Reinsurance counterparty default risk factors in Hong Kong during the transition period of the Solvency Supervision Equivalence Framework Agreement" (referred to as "Questions and Answers")，Clarified that when direct mainland insurance companies cede reinsurance business to qualified reinsurance institutions in Hong Kong，Credit risk factors that should be applied to solvency assessments。The policy further improves the details of cooperation between Hong Kong and the Mainland under the solvency regulatory equivalence framework.。
About Hong Kong Xintong
Hong Kong Xintong focuses onHong Kong Securities and Futures Commission license、Hong Kong Insurance Broker License、Hong Kong MSO Licenseandmoneylenders licenseApply for service，Assist customers to applyUS MSB license、NFA、RIA、Canadian MSB license、Mainstream overseas financial licenses such as Australia and Mexico，Support enterprises to achieve compliance expansion of cross-border financial business。Also availableCayman Islands Offshore Company Registration、Offshore fund establishment and global compliance operations and other services，Help enterprises expand their presence in international markets。Provide one-stop compliance solutions for enterprises。To learn more，Please contactHong Kong Information Communications Consultant。
