in recent years，Mainland residents’ demand for insurance in Hong Kong continues to grow。Statistics from the Hong Kong Insurance Regulatory Commission show，2005between 2014 and 2014，The scale of insurance premiums purchased by mainland residents in Hong Kong soared from NT$1.8 billion to NT$24.4 billion.，An increase of nearly 13 times。In the context of increasingly rich insurance products，More and more policyholders tend to use insurance brokers to develop personalized insurance plans。in Hong Kong，Insurance brokerage companies operating this type of business must apply in accordance with the lawHong Kong Insurance Broker License。
Hong Kong’s insurance market is highly open，Public awareness of insurance is generally strong，Hong Kong insurance products are gradually favored by people at home and abroad。Under this market demand，Insurance brokerage companies have been established one after another，andHong Kong Insurance Broker License的申请条件便成为首要关注的事项。Organizations that do not hold a valid license，Not qualified to operate insurance brokerage business。at present，The examination and approval process for Hong Kong insurance brokerage licenses is carried out byHong Kong Insurance AuthorityResponsible，The bureau’s qualifications of the applicant organization、experience、There are clear legal requirements for finance, etc.。
Hong Kong insurance broker license application requirements
Apply for a Hong Kong insurance broker license，Insurance brokers or their chief executives must be at least 21 years old，And to the household registration、Educational qualifications、There are clear requirements for experience，Relevant qualifications need to be verified through designated qualification examinations。
When the Insurance Regulatory Bureau reviews authorization qualifications，A comprehensive assessment will be conducted mainly from the following aspects:：
- Qualifications and experience
- Share capital and net assets
- professional indemnity insurance
- Separate customer accounts
- Account books and documents for verification
Applicants must provide sufficient evidence for the above items，Ensure compliance with the IA’s minimum requirements。
Application process
- Applicants should prepare the required documents，Register with the Hong Kong Insurance Authority，and submit relevant application materials。
- Insurance brokerage unit authorized by the Insurance Regulatory Bureau，Audited annual financial statements must be submitted after the end of each financial year，and submit an auditor's report at the same time，To prove that the entity continues to comply with the minimum requirements of the Insurance Authority。
- Member of an authorized insurance brokerage body，Must submit audited annual financial statements to their group。
A clear understanding of the Hong Kong insurance brokerage license application requirements and procedures，Helps the application process go smoothly。Our company has ten years of experience in Hong Kong insurance brokerage license agency，Equipped with professional staff in Hong Kong，Familiar with the approval policies of the Hong Kong Insurance Regulatory Authority，Full assistance available。
About Hong Kong Xintong
GXT-HKComposed of professional teams from mainland China and Hong Kong，Focus on providing global company registration、Financial license application、Bank account opening、One-stop cross-border services such as tax financial planning and compliance consulting，Core covers Hong Kong MSO license、Hong Kong Insurance Brokers and Hong Kong Money Lenders Licenses、US MSB license、Hong Kong 149 license、9license plate，Helping enterprises to go overseas efficiently and compliantly，Steady global layout。
