in Hong Kong，Except for insurance companies that directly sell insurance products，insurance brokerage companyIt has the same insurance sales qualifications as an insurance agency.。Insurance brokerage company signs cooperation contract with insurance company，Clarify the scope of agency products；Its core function is to act as client agent，Assist customers to reasonably plan insurance allocation。
Industry supervision，The Hong Kong Professional Insurance Brokers Association (PIBA) and the Hong Kong Confederation of Insurance Consultants (HKCIB) jointly maintain market order，andinsurance broker licenseIt is now uniformly reviewed and approved by the Hong Kong Insurance Regulatory Bureau.。
ApplyHong Kong Insurance Broker Licenserequirements
- companyRegistered capitalNot less than HKD 10 million，Must actually pay；Must be equipped with office space。
- The person in charge of administration must be a local resident of Hong Kong，Have more than 5 years of CE professional experience。
- Must obtain at least three insurance companies (such as AXA、AIA、Recommendation letters from Prudential, etc.)。
Actual operation still needs to be signed with the insurance companyinsurance contract，This condition is usually difficult to achieve，and need to pay a certain fee。After obtaining the contract，Only brokerage companies can provide product solutions to customers。current，The income comparison between U.S. dollar insurance policies and RMB insurance policies has become the focus of investors' attention，The following is an analysis of the core advantages of U.S. dollar investment。
Comparison of U.S. dollar policy income and RMB
High inflation forces nominal interest rates to rise passively，Financial institutions will not proactively offer high interest rates；on the contrary，Low inflation environment corresponds to low interest rates，This is the real value preservation。The rate of depreciation of the Zimbabwean currency，10% daily interest is not too much。U.S. inflation remains around 1% to 2% year-round，The U.S. dollar IRR compound interest rate of 4% to 5% is already a reasonable level.。
The nominal rate of return is only superficial，Real income after deducting inflation is the core。Many investors are trapped in a heavy reputation、The psychological misunderstanding of underestimating substance，As a result, asset growth continues to lag behind price increases.。
About Hong Kong Xintong
Hong Kong Xintong focuses onHong Kong Securities and Futures Commission license、Hong Kong Insurance Broker License、Hong Kong MSO Licenseandmoneylenders licenseApply for service，Assist customers to applyUS MSB license、NFA、RIA、Canadian MSB license、Mainstream overseas financial licenses such as Australia and Mexico，Support enterprises to achieve compliance expansion of cross-border financial business。Also availableCayman Islands Offshore Company Registration、Offshore fund establishment and global compliance operations and other services，Help enterprises expand their presence in international markets。To learn more，Please contactHong Kong Information Communications Consultant。
