保险经纪的执业准则与核心优势
根据保险经纪协会的准则，保险经纪公司须始终以最高诚信及正直的方式开展业务，并提供独立客观的意见。at the same time，成员公司须与足够数量的保险公司建立合作，以满足客户多样化的需求。
When customers plan to purchase Hong Kong insurance，保险经纪公司会综合评估各类保险产品，为客户提供专业中肯、不偏不倚的建议。由于各保险公司的产品在收益、Coverage、核保条件等方面存在差异，Take critical illness insurance as an example，保诚的重疾保单价值较高但核保稍严，而友邦的重疾保障范围更广但同等条件下保单价值相对较低。正是这种全面且中立的评估能力，构成了Hong Kong insurance brokerage companycore advantages。
Hong Kong Insurance Broker LicenseTransfer status
转让案例一：PIBA牌照（长期业务）
- Transfer intention：clear
- quote：XXX million Hong Kong dollars
- Year of company establishment：2016Year
- Insurance contract signed：Mass、FT (Futong)、AXA (AXA)
- CE：negotiable，Long-term contract available，具体价格再议
- ILAS：No
- Main business：General insurance and life savings insurance
转让案例二：CIB牌照（长期业务）
- Transfer intention：clear
- quote：XXX million Hong Kong dollars
- Year of company establishment：2017Year
- Insurance contract signed：No contract
- CE：Long-term contract available，具体价格再议
- ILAS：No
- Main business：General insurance and MPF business
转让案例三：PIBA牌照
- Intention to sell：clear
- quote：XXX million Hong Kong dollars
- Existing contract：公司未持有友邦及保诚合约，但已签约十几家保险经纪公司
- 额外合约：可另行获取保诚及友邦的合约，佣金点数可谈
- CE：可继续挂靠该公司
转让案例四：PIPA牌照
- quote：XXX million Hong Kong dollars
- Existing contract：AXA、Fortis、Wantong
- commission：Fortis has the highest commission，其他可协商至最高级别
- CE：可过渡挂靠，费用为5万港币/月
- office space：现有办公室约200平方米，月租金9万多港币
About Hong Kong Xintong
Hong Kong Xintong focuses onHong Kong Securities and Futures Commission license、Hong Kong Insurance Broker License、Hong Kong MSO Licenseandmoneylenders licenseApply for service，Assist customers to applyUS MSB license、NFA、RIA、Canadian MSB license、Mainstream overseas financial licenses such as Australia and Mexico，Support enterprises to achieve compliance expansion of cross-border financial business。Also availableCayman Islands Offshore Company Registration、Offshore fund establishment and global compliance operations and other services，Help enterprises expand their presence in international markets。Provide one-stop compliance solutions for enterprises。To learn more，Please contactHong Kong Information Communications Consultant。
