The processing time for applying for a money lender's license in Hong Kong mainly depends on the review of the money lender's personal financial capabilities and whether there are shareholder background documents, etc.，据深圳港信通-介绍放债人业务一般指向他人提供贷款并且不同于银行或金融机构的业务。
Including providing secured loans and unsecured loans，For example：personal and business credit，mortgage，car，Wen etiquette，heavy machinery，Factory leasing，Credit card financing，Promissory notes and issue discounts，Small and medium enterprise loans，Secured loans and syndicated loans, etc.，General processing
cost
Ranging from tens of thousands to hundreds of thousands, the specific needs depend on the timing and circumstances.，有需要联系港信通-作详细了解。
The difference between Hong Kong money lender license and bank：licensed bank：Only licensed banks can conduct statutory "banking business"，That is, operating current and savings account business，and accept deposits of any amount and term from the public，and pay or accept checks issued or deposited by customers。
Except for deposits with an amount of $500,000 or more and a term of less than 3 months，In addition to allowing banks to determine the maximum interest rate on their own，Remaining deposits with initial deposit terms within 15 months，All are subject to the interest agreement of the Bankers Association。In addition, the registered capital and paid-in capital of a licensed bank shall each be at least HK$150 million.。
Bank with restricted license：Banks with restricted licenses are mainly engaged in merchant banking and capital market activities.，Deposits of any term of HKD 500,000 or above are also accepted，There are no restrictions on the interest rate on deposits。Its registered capital and paid-in capital are each at least HK$100 million.。deposit taking company：Deposit-taking companies are mostly owned by or affiliated with banks，Mainly engaged in various specialized businesses such as private consumer credit and securities。
These companies can only accept HK$100,000 or more，Deposit with an initial deposit period of at least 3 months，There is no maximum limit on deposit interest。
Hong Kong Xintong focuses on services for Hong Kong financial license institutions，At present, the Hong Kong Information Communication team has rich experience in Hong Kong financial license application projects and more than 30 license application and transfer cases.，Let business owners refer to，We have M&A decisions、M&A targets、M&A timing、 M&A stage strategy、Post-merger integration、Financial license application registration、Hong Kong company establishment planning and a complete set of services to help business owners protect themselves，Let professional teams do professional things，We have been engaged in foundation services for thirteen years，Able to accept client entrustments while，Refined division of labor，Complete the application for a Hong Kong financial license in a relatively short period of time，At present, Hong Kong Xintong-the company has a clean Hong Kong financial license transfer，Business owners in need can contact Hong Kong Xintong at any time - for consultation。
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