友善的人较为缺乏金钱意识易出现财务危机【环球网综合报道】据英国《每日邮报》10月17日报道，New research shows，People with friendly personalities are more likely to have financial problems，Credit score may also be lower，Even facing bankruptcy。The paper appears in the Journal of Personality and Social Psychology，Revealed that friendly people generally place little value on money，It is easy to have improper financial management，Put yourself in financial straits。
Co-author of the paper、来自英国伦敦大学学院的乔•格拉德斯们发现，People with easy-going personalities are prone to financial difficulties，They tend to have small savings、债务多，违约比率也较高。这很可能是因为拥有这种性格的人不大看重金钱，所以他们更容易出现财务管理不善的问题。”格拉德斯通称，这类人可能很少检查自己的银行对账单，也没有一个合理的预算计划。
“反之亦然，”格拉德斯通说，“那些性格有些刻薄、好强，甚至可以说是及不友好的人，财务状况却往往很好。”论文的第一作者、来自哥伦比亚大学商学院的桑德拉•马茨称，“我们研究的初衷是想知道友好热情的性格是否与一个人糟糕的财务状况相关。
Matz and Gladstone also wanted to explore this phenomenon because friendly people tend to have a "collaborative" type of negotiation.，Or is it because they don’t pay attention to money?。Researchers based on online sample library、National survey results、Information survey of 3 million people including bank account data and geographical information。"According to previous research results，People with agreeable personalities tend to have lower credit scores and lower incomes，” said Matz。
"We wanted to know whether this personality also affects other economic indicators，if so，Then we can better understand why friendly people often end up in so many bad situations。”之前的研究显示，Neurosensitive personality and high debt、Compulsive shopping linked，But cautious people are more likely to save money，avoid debt。
Researchers found，Not all friendly people have financial problems，Because the level of income also has an important impact on whether they fall into financial difficulties.。"This association affects people with lower incomes more，Because they have no other way to make up for the negative financial impact of their friendly nature.，”格拉德斯通表示。"Our research helps us understand the underlying factors that contribute to economic distress，Friendliness comes at a price。” said Matz。
Researchers hope their study will attract government、Attention from charities and education sectors，To raise awareness of financial responsibility among people with this personality type。(实习倩)
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