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Which one is more reliable, Hong Kong money lender license application or acquisition and transfer?

Financial card care question

Hong Kong’s money lender license is equivalent to Mainland China’s small loan license。Its main function is to provide

  1. personal and business credit;
  2. mortgage;
  3. car,Wen etiquette,heavy machinery,Factory leasing;
  4. Credit card financing,Promissory notes and issue discounts;
  5. Small and medium enterprise loans;
  6. secured loans and;
  7. Syndicated loans, etc.。Today we will focus on the specific situation of application and transfer of money lender license in Hong Kong.。

Hong Kong has a relatively good legal environment,credit system,The financial regulatory environment is very favorable for carrying out lending business in Hong Kong,All mainland-based financial groups are eyeing the powerful functionality of Hong Kong’s money lender license,Will consider applying for or acquiring a Hong Kong money lender license,to conduct business better。

There are quite a lot of application materials that need to be submitted when applying for a money lender license in Hong Kong.,Need to provide:

  1. Applicant's Application and Declaration Form
  2. Documentary evidence that the applicant has the ability to manage money lending business
  3. Documentary evidence of the applicant’s financial situation
  4. Tenancy agreement for premises intended to be used for carrying on money lending business
  5. Proof of written permission from the owner for the proposed use of the premises as a money lending business
  6. "Occupancy Permit" issued by the Buildings Department,Prove that the premises is only used for “office” or “shop” purposes. Search the Land Register of the premises at the Land Registry.
  7. Floor plan within the premises
  8. Annual Return (if the applicant is a company) Although the commitment given by the Hong Kong licensing department is that the processing time is 3-4 months,But it includes selecting the right business site and the right people.,and prepare various types of application materials,It may take no less than half a year.。

Some are eager to expand their business,Or companies or individuals who want to obtain loan qualifications more conveniently may consider directly acquiring a Hong Kong money lender license。But what needs to be reminded here is that,Before the actual transfer of Hong Kong money lender license,Be sure to understand clearly the real situation of the transferor,and specific

transfer process

,Only in this way can we effectively protect our rights and interests from being harmed.。

According to data provided by relevant Hong Kong authorities,,The number of money lender licenses currently issued in Hong Kong is about 2,000,If you don’t understand the market clearly before,Randomly found an acquisition target,You may also face the situation of acquiring a less than satisfactory money lender license at a higher price.。

so,If considering acquiring,should be in several,There are even more than ten acquisition targets to choose from.,Only in this way can one's own interests be ensured to a greater extent。 Hong Kong money lender license application and transfer acquisition are better ways to obtain a license,Both require the qualifications and resume of a licensed responsible person,Need to provide the company's price and business plan,All require very in-depth and detailed communication with regulatory authorities.。

It is a very professional Hong Kong financial license processing and transfer service organization in China.,Have first-class law firm resources,Have a licensed affiliated person who meets the application requirements for a Hong Kong money lender license,Able to provide corresponding processing and acquisition plans according to the specific needs of customers。It is recommended that you need to learn more about how to apply for a money lender license in Hong Kong,Transfer prices and other related matters,You can call us directly to communicate and understand clearly.。


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Hong Kong Xintong focuses onHong Kong Securities and Futures Commission licenseHong Kong Insurance Broker LicenseHong Kong MSO Licenseandmoneylenders licenseApply for service,Assist customers to applyUS MSB license、NFA、RIA、Canadian MSB license、Mainstream overseas financial licenses such as Australia and Mexico,Support enterprises to achieve compliance expansion of cross-border financial business。Also availableCayman Islands Offshore Company Registration、Offshore fund establishment and global compliance operations and other services,Help enterprises expand their presence in international markets。Provide one-stop compliance solutions for enterprises。To learn more,Please contactHong Kong Information Communications Consultant

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Picture of Zheng Yanlin

Zheng Yanlin

Zheng Yanlin has experience in the field of commercial lending regulatory compliance in Hong Kong. 9 years of experience,Served as head of the regulatory and risk management department of a money lending business entity,Responsible for money lender license application、Compliance policy development、Risk assessment and regulatory document preparation,Communicate supervision system requirements with regulators and coordinate internal control processes。

Areas of expertise:Money Lender License Application、Compliance policy development、risk assessment、Requirements for supervisory party (Police Force) communication and supervision system。

Previous institutions:Hong Kong Business Lending & Money Lending Compliance Team Leader

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