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How to apply for a money lender license in Hong Kong? Share your guide to applying for a license

Financial card care question

Implementation of one country, two systems,Hong Kong remains dynamic in the financial sector,Development of various industries,are all indispensable, the need for funds,Especially some small and medium-sized enterprises,Development funds will be obtained through loans。in Hong Kong,The role of a money lender's license is equivalent to that of a small loan license in the Mainland.,Mainly provides loan services to some fund demanders,However, according to relevant regulations,To apply for a money lender license in Hong Kong, you need to apply to the Companies Registry and the Police。

Hong Kong money lender license finally issued by Licensing Court after discussion,The Licensing Court is required to consider the following factors when processing an application for a money lender’s license:

  1. Whether the applicant is a fit and proper person to carry on the money lending business,Mainly based on whether you have knowledge related to money lending business、Academic qualifications and experience will be considered;
  2. Whether any premises to which the application relates are suitable for carrying on a money lending business。

Mainly based on the land use of the premises and the permission certificates given by the landlord and tenant, etc.;

  1. Will the issuance of money lender licenses in Hong Kong be contrary to the public interest?。

————Hong Kong Xintong Manager Peng Yi:134-170-46218—————— Before entering the Licensing Court,Hong Kong money lender license application will also go through the registration office and the police,These two departments are mainly responsible for different tasks,After receiving the application at the same time,Registrar issues notice in prescribed form in response to application,Commissioner of Police arranges investigation,During the application period, the two departments need to communicate very frequently.,specific

Operation steps

No expansion here。

To apply for a Hong Kong money lender license, you need to prepare the following materials::

  1. Documentary evidence that the applicant has the ability to manage money lending business;
  2. Documentary evidence of the applicant’s financial situation;
  3. lease;
  4. Proof of permission from the owner;
  5. "Occupation Permit" issued by the Buildings Department(Occupancy certificate ) ;
  6. Search the Land Register at the Land Registry’
  7. Floor plan within the premises
  8. Annual Return Form The above materials need to be submitted in duplicate to the corresponding department.,If you are unfamiliar with Hong Kong’s handling policies,It is recommended to entrust an agency with actual handling experience to handle the matter.,In terms of success rate and

cost

The conference is relatively safe。

Manager Peng Yi has 7 years of professional experience in the field of Hong Kong financial license processing,Familiar with various Hong Kong company registration procedures,Now offering licensees、Additional services such as office space,One-stop service customer license。System service mechanism,Lower processing costs than the same industry

cost

、Faster processing speed,Hong Kong money lender license application、Apply、For acquisitions, please contact Manager Peng Yi for further information.。


About Hong Kong Xintong

Hong Kong Xintong focuses onHong Kong Securities and Futures Commission licenseHong Kong Insurance Broker LicenseHong Kong MSO Licenseandmoneylenders licenseApply for service,Assist customers to applyUS MSB license、NFA、RIA、Canadian MSB license、Mainstream overseas financial licenses such as Australia and Mexico,Support enterprises to achieve compliance expansion of cross-border financial business。Also availableCayman Islands Offshore Company Registration、Offshore fund establishment and global compliance operations and other services,Help enterprises expand their presence in international markets。Provide one-stop compliance solutions for enterprises。To learn more,Please contactHong Kong Information Communications Consultant

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connect:Hong Kong Information Communications Consultant

Picture of Zheng Yanlin

Zheng Yanlin

Zheng Yanlin has experience in the field of commercial lending regulatory compliance in Hong Kong. 9 years of experience,Served as head of the regulatory and risk management department of a money lending business entity,Responsible for money lender license application、Compliance policy development、Risk assessment and regulatory document preparation,Communicate supervision system requirements with regulators and coordinate internal control processes。

Areas of expertise:Money Lender License Application、Compliance policy development、risk assessment、Requirements for supervisory party (Police Force) communication and supervision system。

Previous institutions:Hong Kong Business Lending & Money Lending Compliance Team Leader

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