Apply to Hong Kong Money Lender、Register a Hong Kong financial company、Acting for Hong Kong financial license as one of the international financial centers，Hong Kong in microfinance、There have been many years of practice and experience accumulation in the field of cash loans。Hong Kong’s approach may serve as a guide for mainland China’s industry regulators、Practitioners and experts provide some experience，Microfinance for Mainland China、现金贷、The development of the Internet financial field provides a window for reference。
The business scope of a money lender includes the business of generally providing loans to others and is different from that of a bank or financial institution，Including providing secured loans and unsecured loans，For example:Personal and business loans、mortgage、Automotive Heavy Machinery Factory Rental、Credit card financing、Promissory notes and issue discounts、Small and medium enterprise loans、Mortgage loans and syndicated loans, etc.。
The following documents must be submitted when applying for a license
- Applicant's Application and Declaration Form
- Documentary evidence that the applicant has the ability to manage money lending business
- Documentary evidence of the applicant’s financial situation
- Tenancy agreement for premises intended to be used for carrying on money lending business
- Proof of written permission from the owner for the proposed use of the premises as a money lending business
- "Occupancy Permit" issued by the Buildings Department，To prove that the premises are used only for “office” or “shop” purposes, search the Land Register at the Land Registry
- Floor plan within the premises
- Annual Return (if the applicant is a company) in the long run，Controlling the money lending industry through statutory bodies will enable more effective implementation of regulatory measures，Seeing insufficient regulation in the industry，The government has the responsibility to reform the relevant licensing system，The process can be learned from other regulated businesses in Hong Kong or overseas regulatory systems.，Establish a licensee responsibility system and a practitioner registration system，Strengthen grievance mechanism，and introduce operator ethics、financial resources、Mortgage loan ratio ceiling, etc.
Require
，Further tightening of regulations。
The transfer items are as follows：
- quote：Negotiable
- Company establishment date：2018Year 0 month
- Date of taking the card：2018Year 0 month
- Company bank account：Dah Sing Bank Business：Normal now，Mainly engaged in private loans。
- office space：2600square feet area，The conference room occupies 200 square feet。Thank you for your attention original
About Hong Kong Xintong
Hong Kong Xintong focuses onHong Kong Securities and Futures Commission license、Hong Kong Insurance Broker License、Hong Kong MSO Licenseandmoneylenders licenseApply for service，Assist customers to applyUS MSB license、NFA、RIA、Canadian MSB license、Mainstream overseas financial licenses such as Australia and Mexico，Support enterprises to achieve compliance expansion of cross-border financial business。Also availableCayman Islands Offshore Company Registration、Offshore fund establishment and global compliance operations and other services，Help enterprises expand their presence in international markets。Provide one-stop compliance solutions for enterprises。To learn more，Please contactHong Kong Information Communications Consultant。
