The situation of insurance brokerage companies in Hong Kong: First of all, in addition to insurance companies selling insurance in Hong Kong, there are also insurance brokers and insurance agencies who are also qualified to sell insurance.，To put it bluntly, an insurance brokerage company is an institution that cooperates with insurance companies. They usually sign a certain contract to stipulate the cooperation method and then which products can be represented.，In fact, insurance brokers are agents from the customer's perspective who help customers plan their insurance investments reasonably.。
Divided into two institutions in Hong Kong，One is the Hong Kong Professional Insurance Brokers Association (PIBA)，One is the Hong Kong Confederation of Insurance Brokers (HKCIB)，Together, these two agencies regulate the industry。However, the insurance broker's license is now approved by the Hong Kong Insurance Regulatory Bureau.。
Application for Hong Kong insurance broker license
Require
- The company's registered capital is HKD 10 million，Actual investment；Venue needs office space
- CE 5+ years of professional experience，Hong Kong natives serve as administrative leaders
- 3Recommendation letter from an insurance company (AXA，AIA，Prudential……）
- In order to actually operate the business, an insurance contract is required.，This is generally more difficult，You need to know someone to get it. Generally, a contract will cost some money [Hong Kong Insurance] Why is it more cost-effective to earn 4% in US dollars than 10% in RMB?
First there is high inflation，were forced to raise interest rates，Financial institutions will never do charity to give high interest rates；on the contrary，Low inflation corresponds to low interest rates，This is true value preservation。At the rate of depreciation of the Zimbabwean currency，Daily interest of 10% is not excessive；U.S. inflation remains around 1-2% year-round，The U.S. dollar IRR compound interest rate of 4-5% is quite good.。The interest rate earned on the books is just a matter of face，After deducting inflation，The real income is the lizi。
But 80% of mainland investors have fallen into the psychological trap of only caring about face but not dignity.。Therefore, the more you invest, the less you can keep up with rising prices.， Not surprising at all。
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