Hong Kong Xintong-Peng Yi Aaron If you want to sell or act as an agent for Hong Kong insurance，Then you need to hold a Hong Kong insurance broker license?。
The following information about some Hong Kong insurance brokerage companies can provide you with reference:：The five largest insurance companies in Hong Kong are Prudential Insurance (
- 00%)、AIA(
- 90%)、China Life(
- 90%)、HSBC(
- 60%)、Manulife Insurance(
- 90%)and Bank of China(
- 90%) Can Hong Kong insurance companies set up branches in the Mainland?，There are many regulations in the form of joint ventures in China，Foreign insurance companies cannot separate domestic branches，In addition to Hong Kong AIA，Also known as AIA，Yes, a wholly foreign-owned insurance company；Prudential Life Hong Kong，Also known as Metro Life；Hong Kong AXA Insurance，Also known as Industrial Bank AXA Insurance；Fuwei Life Insurance，Also known as Pacific Aetna Insurance；Hong Kong Moon Lee Life Insurance，Also known as Hong Kong Life Insurance Company of China, etc.。
too much。Hong Kong Insurance Laws and Regulations Disadvantages of Hong Kong Insurance：
- Legal Risks my country’s Legal Provisions，Hong Kong insurance salespeople cannot directly sell Hong Kong insurance in the mainland，Therefore, many companies or individuals claiming to have cooperative relationships with Hong Kong insurance brokers often lack legal control over their businesses.；high
- Early stage
cost
Hong Kong bank accounts only accept Hong Kong dollars or US dollars，Higher handling fees。in addition，Overseas credit card payment，The transfer process is long，More troublesome。
Applicants who make an appointment in advance should make an appointment with a Hong Kong insurance company one or two days in advance.。4、Physical examination There are more physical examination items in Hong Kong than in the mainland.，Many hospitals in some projects are unable to conduct physical examinations，Either go to Hong Kong for a physical examination，Or go to an expensive hospital in the mainland for a physical examination，
cost
higher，Not within the scope of reimbursement。
- Exchange rate risk Insurance policies in Hong Kong are usually denominated in Hong Kong dollars or US dollars，Over a 10 or 20 year payment period，There is always the risk of uncertainty in how the exchange rate of the RMB against the US dollar changes.。
- Claims risk: The claims process for Hong Kong medical insurance is relatively cumbersome.，In addition, hospitals are often designated by Hong Kong insurance companies to receive compensation.。Due to the differences in medical judgment standards at home and abroad,，It may be difficult to pay compensation。To sum up，Apply for Hong Kong insurance brokerage company。
We need to apply for a Hong Kong insurance broker license。Hong Kong Information Communications has 13 years of experience in applying for licenses.，If you want to hold a Hong Kong insurance license, you can consult Hong Kong Information Network to apply! Related products：Hong Kong Insurance Brokerage Company License
Process
, Hong Kong Insurance Brokerage Company License
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