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国内货币兑换牌照

Financial card care question

深圳设立货币兑换机构需要什么条件?

申请货币代兑的条件

  1. 有境内企业法人资格
  2. 有固定的营业场所
  3. 不少于2名经授权银行培训合格的从事外币兑换业务的工作人员
  4. 具备能够准确及时接收授权银行外币兑换牌价的设备或相应设施
  5. 授权银行

Require

的其他条件申请要点经营场所原则是人口密集地(机场口岸车站边境地区等)申请设立外币代兑机构的要点在于授权银行备案

通过银行授权之后还需要向深圳外汇管理局备案如果不予通过半年内不能再进行申请“一家兑换机构只能与同城的一家银行签订合作不得与多家银行合作”港信通港信通补充到深圳申请试点特许经营机构需要什么条件?

  1. 具有工商部门登记注册的独立法人资格
  2. 有适合办理业务的经营场所及设施
  3. 注册资本金不少于100万元人民币或等值外汇
  4. 具有外币代兑机构资格六个月以上
  5. 管理人员中至少有2名具有本外币兑换或相应业务经验
  6. 每一个经营网点配备不少于2名熟悉外汇管理政策和个人本外币兑换业务的工作人员
  7. 具备逐笔完整记录个人本外币兑换特许业务的条件以及以醒目方式展示兑换币种和牌价的设备及设施
  8. 具备外币定价本外币现钞调运配钞存储保管托收等条件
  9. 具备兑换水单管理备付金账户管理现钞管理会计核算风险控制及向外汇分局报送相关信息等制度
  10. 符合国家外汇管理局个人结售汇管理信息系统接入的技术条件

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Picture of Chen Weilun

Chen Weilun

Chen Weilun, money service operator in Hong Kong (MSO) Compliance and regulatory practice areas include 12 years of experience。He served as head of the compliance department of the local payment and currency exchange licensing authority,Directly responsible for MSO license application、Anti-money laundering / Customer due diligence system (AML/KYC)、risk assessment design、Establish daily monitoring procedures and communicate with the Customs Department for review and other compliance tasks。

Areas of expertise:MSO license application、AML/KYC system、risk assessment、daily monitoring procedures、Customs Department review communication。

Previous institutions:Hong Kong MSO Payment Institution & Head of Compliance Department

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