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Conditions for applying for a Hong Kong money lender license and application process for a Hong Kong finance company

Financial card care question

Apply to Hong Kong Money Lender、Register a Hong Kong financial company、Acting for Hong Kong financial license as one of the international financial centers,Hong Kong in microfinance、There have been many years of practice and experience accumulation in the field of cash loans。香港的做法或许可以为中国内地的行业监管者实践者和专家学者提供一些经验为中国大陆小额信贷现金贷互联网金融领域的发展提供一个可借鉴的窗口

放债人业务范围包括一般指向他人提供贷款并且不同于银行或金融机构的业务,Including providing secured loans and unsecured loans,For example:个人以及商业贷款、mortgage、汽车重型机器工厂租赁、Credit card financing、Promissory notes and issue discounts、Small and medium enterprise loans、有抵押贷款以及银团贷款等

The following documents must be submitted when applying for a license

  1. Applicant's Application and Declaration Form
  2. Documentary evidence that the applicant has the ability to manage money lending business
  3. Documentary evidence of the applicant’s financial situation
  4. Tenancy agreement for premises intended to be used for carrying on money lending business
  5. Proof of written permission from the owner for the proposed use of the premises as a money lending business
  6. "Occupancy Permit" issued by the Buildings Department,证明该处所只供“办公室”或“店铺”用途于土地注册处所查阅处所的《土地登记册》
  7. Floor plan within the premises
  8. 周年申报表(如申请人为公司)长远来说以法定机构管制放债行业将可更有效实施监管措施有见业内的规管不足政府有责任改革有关的牌照制度过程上可借镜其他本港的受监管的业务或海外的监管制度设立持牌人负责制及从业员注册制度强化申诉机制并引入营运者操守、financial resources、按揭贷款成数上限等

Require

进一步收紧规管

The transfer items are as follows:

  1. quote:Negotiable
  2. Company establishment date:2018年0月
  3. 拿牌日期:2018年0月
  4. 公司银行账户大新銀行 业务:Normal now,Mainly engaged in private loans。
  5. office space:2600square feet area,The conference room occupies 200 square feet。Thank you for your attention original

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Zheng Yanlin

Zheng Yanlin has experience in the field of commercial lending regulatory compliance in Hong Kong. 9 years of experience,Served as head of the regulatory and risk management department of a money lending business entity,Responsible for money lender license application、Compliance policy development、Risk assessment and regulatory document preparation,Communicate supervision system requirements with regulators and coordinate internal control processes。

Areas of expertise:Money Lender License Application、Compliance policy development、risk assessment、Requirements for supervisory party (Police Force) communication and supervision system。

Previous institutions:Hong Kong Business Lending & Money Lending Compliance Team Leader

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